Commercial/Business Insurance

The most important thing you can do as a business owner is purchase the best possible commercial insurance coverage in order to ensure that your company's assets are protected. NIC can offer commercial insurance on virtually any type of business operation. 

What is Business Insurance?

Business Insurance is designed to protect your business assets in the event of a loss that is covered under your insurance policy.

Types of Commercial Insurance:

Apartment Buildings Automotive Garages Motels/Hotels/Bed & Breakfasts Restaurants Business Key Policy (property, inland marine, liability & crime) Business Auto Policy Workers Compensation & Employers Liability Coverage Commercial Umbrella Policy Commercial General Liability Automobile Sales & Service Liability Auto/Truck Fleets Buildings/Contents/Computers

Contractors Equipment Professional Liability Products Liability Retail Operations Watercraft Business Interruption Boat Dealers Beauticians Arborists Boiler-Machinery/Equipment Breakdown Property in Transit/Cargo Marina Operators Liability

Commercial Auto – Commercial Auto insurance, like Personal Auto insurance, provides liability coverage and physical damage compensation coverage. We insure commercial trucking companies, various business operations, and taxi drivers. Contact NIC today, and protect your business' future. 

Protects your business vehicular-based assets including:

• Commercial Auto Liability
• Commercial Physical Damage
• Fleets and Non-fleets Garage
• Commercial Umbrella – Provides coverage beyond the primary liability coverage limits

Property/Casualty insurance and Commercial Auto insurance

Property/Casualty insurance protects your business from financial losses due to unforeseen circumstances (such as property damage) and also covers against legal liability for losses caused by injury to other people or damage to others' property.

Competitive Rates

Many of the insurance companies we represent specialize in insuring specific types of businesses or industries, offering special coverage and pricing. To see if your business qualifies for one of these special programs, contact us for more information.